{"id":65,"date":"2005-05-05T13:37:06","date_gmt":"2005-05-05T18:37:06","guid":{"rendered":"http:\/\/stein.everybody.org\/journal\/posts\/ny-accident-prevention-course\/"},"modified":"2013-04-27T14:19:00","modified_gmt":"2013-04-27T18:19:00","slug":"accident-prevention","status":"publish","type":"post","link":"https:\/\/jeremystein.com\/journal\/accident-prevention\/","title":{"rendered":"Accident Prevention on the Cheap"},"content":{"rendered":"<p>In New York State, automobile insurance providers are <a href=\"http:\/\/www.nydmv.state.ny.us\/broch\/c32a.htm\">required<\/a> to take 10% off your automobile liability and collision premium for 3 years after you take an <a href=\"http:\/\/www.nydmv.state.ny.us\/pirp.htm\">approved accident prevention course<\/a>.  Our 3 years have expired, and it&#8217;s time to take another course.  This time, however, it&#8217;s a little more difficult to get away for the <a href=\"http:\/\/www.aaany.com\/safety\/driver_training\/story.asp?xml=defensive_driving_class.xml\">6-hour course<\/a>.<\/p>\n<p>We had to decide whether it was worth<\/p>\n<ul>\n<li>6 hours of our time,<\/li>\n<li>the hassle of arranging for someone to watch the kids,<\/li>\n<li>and the boredom of listening for 2 hours to why we shouldn&#8217;t drink and drive<\/li>\n<\/ul>\n<p>Then I realized that <a title=\"Cheap Auto Insurance!\" href=\"http:\/\/www.geico.com\/\">Geico<\/a> had already solved the problem for us.  Our liability premium is so low, it would cost more to take the course than we would save.  Decision made!<\/p>\n<p>Of course, I don&#8217;t want to miss the practical benefits of this course.  So, why don&#8217;t you comment with your best tip for accident prevention.  That&#8217;s got to be at least as valuable as hearing for the 17th time why I should keep 2 seconds behind the car in front of me.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In New York State, automobile insurance providers are required to take 10% off your automobile liability and collision premium for 3 years after you take an approved accident prevention course. Our 3 years have expired, and it&#8217;s time to take another course. This time, however, it&#8217;s a little more difficult to get away for the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-65","post","type-post","status-publish","format-standard","hentry","category-geek"],"_links":{"self":[{"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/posts\/65","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/comments?post=65"}],"version-history":[{"count":1,"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/posts\/65\/revisions"}],"predecessor-version":[{"id":321,"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/posts\/65\/revisions\/321"}],"wp:attachment":[{"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/media?parent=65"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/categories?post=65"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jeremystein.com\/journal\/wp-json\/wp\/v2\/tags?post=65"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}